Coverage for the people and things that make it home
Smart Choice Insurance Group knows that your home is more than an investment... it's where you live and where you make memories that last a lifetime.
Therefore, damage to your home can cause major hassles. If a leaking roof or broken window isn't fixed promptly, even more costly damage could occur. And while you can't predict accidents or mother nature, you can be prepared..
Smart Choice Insurance Group offers a number of coverage options to protect your home and personal property. Whether it's damage caused by weather, faulty appliances, vandals or other accidents, we'll take care of you, your house and your belongings quickly and effectively.
Coverage protection can include:
|
Fire and Lightning |
| |
Windstorm and Hail |
| |
Explosion |
| |
Riot and Civil Commotion |
| |
Aircraft |
| |
Vehicles |
| |
Smoke Damage |
|
| |
Vandalism and Malicious Mischief |
| |
Theft On or Off Premises |
| |
Falling Objects |
| |
Weight of Ice or Snow |
| |
Accidental Overflow of Water from Plumbing |
| |
Accidental Electrical Damage to Appliances |
| |
Damage by Freezing |
|
Coverage can also include:
|
Personal Liability coverage that protects you and your spouse, any relatives living with you, and anyone under age 21 in your care. |
| |
Protection against claims you're legally obligated to pay - bodily injury, sickness, disease and death of others. |
| |
Paying the cost of defending a claim against you |
| |
Damage to property of others |
| |
Medical expenses of others |
| |
Accidental death benefits |
|
|
